Renting a storage unit often sounds like the best thing in
the whole world. You get a space that’s entirely your own to store almost
anything you want in exchange for a small fee that you can usually choose to
pay in any way you want and on a schedule of your own choosing. However, what
happens if something goes wrong and your precious items are damaged or stolen?
Will the storage company you use be able to offer you some manner of
compensation in exchange?
Storage companies have to be researched in advance, just as
you would research a contractor that provides you with a certain service. In
this case, however, insurance plays a far more important role, since without it
you are at risk of losing everything you own that is stored in the storage
unit.
In most cases, storage companies are unable to compensate
you for a damaged or lost item, especially if it’s highly expensive. However,
if they have a good insurance policy, then it will cover your losses and you
will be compensated. Together with the “off-premises” policy of your homeowners
insurance, the basic Fort Smith storage unit insurance that your storage company will
offer should be able to provide you with the peace of mind you need.
